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Benefits Update
February 2, 2005
IMPORTANT
NOTICE:
WOMEN’S
HEALTH AND CANCER RIGHTS ACT (WHCRA)
Under the Women’s Health and Cancer Rights Act of 1998, this will serve as the
annual notice that when a covered individual receives benefits for a mastectomy
and decides to have breast reconstruction, based on consultation between the
attending physician and the patient, the health plan must cover (1)
reconstruction of the breast on which the mastectomy was performs, (2) surgery
and reconstruction of the other breast to produce symmetrical appearance, and
(3) prostheses and (4) physical complications in all stages of mastectomy,
including lymphedemas. The coverage must be the same as for any other benefit
under the plan.
If you have any questions about your medical coverage of mastectomies and
reconstructive surgery, contact Aetna Member Services between 9:00am and 9:00pm
EST at 1.888.238.6203.
EMPLOYEE
ASSISTANCE PROGRAM (EAP):
NEW
INFORMATION
Aetna’s Employee Assistance Program (EAP) is
available now!
Many people think that an EAP is only for people
who need counseling. But the Aetna EAP is designed for anyone who could use a
little help in managing demanding everyday situations. With a wide variety of
supportive services in areas such as elder care, child care, legal and financial
matters and more, the Aetna EAP can be your “life management resource.” Using
the Aetna EAP can help you save time and effort because the resources are in one
place. Best of all, you have confidential access to the program,
which is offered at no cost to you.
Accessing the Aetna EAP is easy. You can call
1-888-238-6232, 24 hours a day, seven days a week. When you call, a specially
trained professional will guide you to resources than can address your needs.
Or you can visit
www.AetnaEAP.com for easy access to information, interactive tools, and
self-assessments. To enter the website, use the Company ID: MYBJCEAP.
INTERNAL
REVENUE SERVICE (IRS)
ANNOUNCED
2005 DOLLAR LIMITATIONS FOR
RETIREMENT PLANS
The Internal Revenue Service recently announced
the new retirement plan dollar limitations for 2005. Generally, retirement plan
limits are adjusted only if the cost-of-living index increases in excess of
statutory thresholds. Those thresholds were met for 2005, thus triggering
adjustments.
In addition, several limits set by the Economic
Growth and Tax Relief Reconciliation Act of 2001 (EGTRRA) also increased at the
beginning of 2005. The Social Security Administration also announced the 2005
taxable wage base. The 2005 limitations compared to 2004 are shown below.
2005 Retirement Plan Dollar Limitations